Get your broker authority active and your exposure covered. Island Fleet places the BMC-84 surety bond plus contingent auto liability, contingent cargo, general liability and E&O — with bilingual support when you need it.
Get My Broker Quote → WhatsApp UsA broker never owns the truck, but you can still be pulled into the claim. When a carrier you hired has a lapse, a denied claim or no coverage, the shipper and the injured party often look at the broker. The right package closes those gaps.
Federal rules apply to anyone arranging for-hire interstate freight for compensation. The basics are below.
Rules and amounts can change. We confirm current FMCSA requirements before you file. This page is general information, not a compliance determination.
Starting your authority? Start with the BMC-84 bond and the coverages your first shippers will ask for. We help you stay ready for the paperwork.
Growing load volume means growing exposure. We review limits, contract requirements and gaps in your current program.
Mixed operations that broker and manage freight need coverage written around what you really do, not a generic package.
Not sure if you need broker authority? We can talk through your setup and the insurance side of it.
Tell us about your operation. A real person who speaks logistics, and Spanish, follows up fast.
Start My Quote →A freight broker needs FMCSA broker operating authority (an MC number) and a BOC-3 process agent filing, and must maintain $75,000 in financial security, typically a BMC-84 surety bond or a BMC-85 trust fund. Requirements can change, so we confirm current FMCSA rules before you file.
No. The BMC-84 bond is financial security that protects carriers and shippers if a broker fails to pay. It does not cover your own liability. Brokers usually add contingent auto liability, contingent cargo, general liability and professional liability (E&O) to cover the exposures that come with arranging loads.
Contingent coverage responds when the carrier you hired has no insurance or their policy fails to pay. Contingent auto liability covers injury or property damage claims from a hired truck, and contingent cargo covers freight lost or damaged when the carrier's cargo coverage does not respond.
Yes. Quotes, service and claims support are available in both English and Spanish.