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Freight broker bonds, physical damage, NEMT, passenger, roadside & more — commercial insurance built for quick turnarounds, not endless quoting. Se habla español. Need coverage today to pull a truck off the dealer lot? Many policies can be quoted and bound same-day.
Look up your DOT, get a quote, pull certificates, file claims — all in one place.
Explore client tools → I'm a freight brokerContingent cargo, contingent auto, general liability, and the BMC-84 bond — all under one roof.
See broker coverage → I'm an agent / agencyTwo programs, real market access, and a professional home. Recruiting for Q4.
See agent programs →Enter your USDOT or MC number and we'll pull your carrier profile straight from FMCSA — so your quote starts pre-filled. No forms to dig through. Takes 5 seconds.
Tell us about your operation and our AI will map out the coverages that fit — in plain English. Perfect if you're just starting out or not sure what you're missing.
Upload your current trucking policy and get an instant, plain-English breakdown — what you have, what looks good, and what's worth a closer look. No cost, no obligation.
The lines that move fast — physical damage, freight broker bonds, roadside, workers' comp and more. Muchas se cotizan y se venden el mismo día. Se habla español.
Just bought a truck and the dealer needs proof of coverage to release it? We quote stand-alone physical damage fast — and when we get complete info early, we can often bind the same day. ¿Compraste un camión y el dealer te pide seguro? Lo cotizamos rápido y, con la info completa a tiempo, muchas veces activamos el mismo día.
Quote Physical Damage →Everything a freight broker needs to operate: the $75K BMC-84 surety bond, contingent cargo, and contingent auto liability — under one roof. Todo lo que un freight broker necesita para operar, en un solo lugar.
Get Broker Coverage →Medical, disability & death benefits for 1099 owner-operators not covered by workers' comp. $110/driver/month. Protección para el chofer — no solo el camión. Para owner-operators 1099 que no tienen workers' comp.
Quote Occ-Acc →Bobtail & off-dispatch liability for leased-on owner-operators — driving with no trailer or on personal time. Most lease agreements require it. La mayoría de los lease agreements lo requieren.
Quote NTL →Just bought a truck or need to relocate one? Short-term liability & physical damage so you can move it legally without committing to an annual policy. Fast turnaround.
Get yours →Towing, flat tires, fuel & fluid delivery, lockouts, extrication & winching — protection that gets your rig rolling again when the road has other plans. Financing available.
Get yours →Specialized trucking coverage built around how your operation actually runs — not a one-size-fits-all policy.
Interstate and OTR operations running long lanes across the country. Primary liability with federal filings, motor truck cargo, and physical damage — built for high-mileage exposure, with the certificates your brokers demand issued fast.
Regional and intrastate runs — local distribution, construction, agriculture. Radius-rated pricing means you don't pay long-haul premiums for 100-mile lanes, and we handle the state filings.
One rig, your name on the door. Leased to a carrier? Bobtail/NTL and physical damage. Running your own authority? The full package sized for a one-truck operation — plus Occ-Acc to protect the driver, not just the truck.
You move freight without touching it — but the risk still touches you. Contingent cargo, contingent auto liability, general liability, and the BMC-84 surety bond, all under one roof.
Shuttles, vans, limos and buses moving people, not freight. Auto liability, physical damage and the passenger-specific coverages your operating authority and contracts require.
Non-emergency medical transport — a hard-to-place niche we specialize in. Coverage built for the vehicles, drivers and passengers that keep your NEMT operation compliant and rolling.
Flag vehicles guiding oversize and overweight loads. Specialized auto liability and the certificates state permits and carriers demand for escort operations.
Box trucks, hotshots and vocational fleets. Right-sized liability, cargo and physical damage for lighter equipment and expedited runs — without long-haul pricing.
Fast forms that drop straight into our service pipeline, so your request moves the moment you hit send.
Insurance is just the start. We handle the paperwork that keeps your operation legal, compliant, and rolling — in all 50 states.
Start your trucking company right, from day one.
Your federal tax ID, handled fast.
Operating authority filings, done correctly.
Process agent designation in every state.
Apportioned registration for interstate runs.
Fuel tax setup and quarterly compliance.
Heavy vehicle use tax filings on time.
UCR, state permits & MCS-150 updates.
One simple question: do you want to build your book with our full support behind you — or keep running your own show with our markets in your corner?
For licensed producers — newly licensed or experienced — who want to build a book without doing it alone.
For established agents & agencies who run their own business and just need trucking market access.
Serve your clients with confidence through carriers and MGAs that actually write trucking.
Agents help agents. You're never on your own out here.
Training, mentorship, and resources built to move your career forward.
Built on ethics, transparency, and teamwork — not just a signature on a contract.
Down payments & agency fees — pay us directly. Monthly installments — pay your finance company or carrier below.
💳 Pay Island Fleet Directly →Quote, question, or thinking about joining as a producer — drop us a line and a real person gets back to you fast.
Form not loading? Open it here · COIs, endorsements & claims have fast-track forms in the Client Hub.
We're plugging in direct carrier APIs so you'll soon get real, bindable trucking quotes right here on our site — in minutes, no back-and-forth.
Instant quoting for:
Instant quoting for:
Want to be first in line when these go live? Start a quote now and we'll have you ready to bind the moment they launch.
A new trucking company typically needs commercial auto liability (usually $1,000,000, with FMCSA filings like the BMC-91), motor truck cargo (commonly $100,000), and physical damage on financed equipment. Depending on your operation and contracts you may also need general liability, trailer interchange, or non-trucking liability. We build the right package for new authorities and file everything with FMCSA.
Yes. New authorities can absolutely get insured — we specialize in new-venture trucking. New authorities pay higher rates at first, but rates typically improve at your first and second renewal as you build history. Start with your USDOT number on our site and we handle the FMCSA filings.
An owner-operator leased to a carrier is usually covered by the carrier's liability while under dispatch, but needs bobtail/non-trucking liability for driving off dispatch, physical damage for their truck, and often occupational accident coverage since 1099 drivers usually aren't covered by workers' comp.
Bobtail liability covers you when driving your truck without a trailer attached. Non-trucking liability (NTL) covers you when driving off dispatch, on personal time, whether or not a trailer is attached. Both fill the gap left by a motor carrier's liability policy for leased owner-operators.
Freight brokers don't touch the freight, but still carry risk. Brokers typically carry contingent cargo, contingent auto liability, general liability, and the BMC-84 surety bond required to operate. We package all of this for freight brokers.
We're licensed in Texas, California, Florida, New Jersey, Pennsylvania, North Carolina, Indiana, Minnesota and North Dakota — with more states on the way.
Yes. We provide fully bilingual service in English and Spanish — quotes, service, and claims support in both languages.
Yes. We're a one-stop shop: LLC formation, EIN, DOT and MC authority, BOC-3, IRP plates, IFTA, UCR, Form 2290 (HVUT) and state permits — available in all 50 states.