When you carry people, the stakes are higher. Island Fleet helps passenger transport operators find commercial auto coverage that fits their vehicles, drivers and contracts, with bilingual support when you need it.
Get My Passenger Quote → WhatsApp UsPassenger transport is a different risk from freight. Bodily injury exposure is higher, contracts and permits often set required limits, and one claim can threaten the whole business. The right package keeps you compliant and protected.
Requirements for passenger carriers depend on how you operate, so there is no single answer.
Rules and limits vary and can change. We confirm what applies to you before you bind. This page is general information, not a compliance determination.
Sedans, SUVs, stretch limos and party buses for events, corporate clients and nightlife.
Scheduled and on-demand shuttles, hotel and airport runs, and contract routes.
Motorcoach and minibus operators moving groups, tours and events.
Vans and small buses that carry members, seniors or program participants for hire or by contract.
Tell us about your vehicles, drivers and routes. A real person who speaks your language follows up fast.
Start My Quote →Most operators start with commercial auto liability for the vehicles that carry passengers, plus physical damage for the vehicles themselves and general liability. Depending on the operation, coverage for hired and non-owned autos, workers' compensation and umbrella limits may also be needed.
Yes. Required liability limits depend on the vehicle seating capacity, whether you cross state lines, and local or state permits. Charters and contracts often require higher limits than the legal minimum. We confirm what applies to your operation before you bind.
Yes. We review the operation, vehicles, drivers and radius to find coverage for shuttles, airport transfers, limousines, sedans and charter vehicles.
Yes. Quotes, service and claims support are available in both English and Spanish.